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An example of why some people don't like those auto-pay systems

Jason Levine discusses a bit of a mess at Web-hosting concern Dreamhost, which managed to auto-bill customers for all of 2008, instead of for the end of 2007, resulting in sometimes huge withdrawals from customer accounts, causing overdraft issues for many customers, although not in his case:

I received over $600 worth of bills from them via email, bills that weren't auto-paid only because the credit cards they have on file for me are thankfully expired.

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