Thanks for this great article. You hit the nail on the head when you say that the burden has to shift from the victim to the financial institutions. Identity Theft is costly not only financially, but emotionally to victims to jump through hoops to try and restore their names and credit. Better efforts must be made by financial institutions in working with these victims to make it easier to recover otherwise they will continue to be victimized.

Felicia Donovan
THE BLACK WIDOW AGENCY
www.blackwidowagency.com