The large number of people using IE3 and other ancient browsers don't do so because of lethargy, but because their systems won't support newer, more bloated browsers and operating systems. Some are using dialup, as I did not so long ago, and they have every right to expect PayPal to meet their needs rather than the other way around.
I still use old operating systems on old computers every day, and, while I have newer systems as well, many people do not. Does PayPal expect these people to go out and buy new computers in order to use PayPal? With so many have-nots in the U.S., why would PayPal choose to marginalize a huge portion of the populace? Aren't they buried deep enough in the cycle of poverty without a rich internet bank, the largest e-currency clearing house in the world, denying them access. What else are they to do? Go to the public library? Oh, yeah, THAT'S a safe way to make transactions.
Some users will make mistakes and get caught by phishers . . . which is unfortunate. Denying them access and asking them to spend a thousand dollars or more that they don't have and can't afford in order to participate in the modern economy is unconscionable.
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