Hi all,

Thanks for your comments. There are some very insightful comments here - including in several of those that do not agree with me.

I am honestly happy that this newsletter is attracting intelligent analysis and debate. Sadly, a few comments are less thoughtful, but I guess that is to be expected.

There are too many comments for me to respond to them all here. Plus, I already have a forum, so I don't want to tread too heavily into your discussion space. But I would encourage you all to keep discussing it, and if you want me to respond directly, please email me. My email address is and it is always open to your questions and comments.

Thanks for reading, and for participating in this debate.

Andi.