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The Payment Card Industry Data Security Standard (PCI DSS) is a set of industry regulations imposed by the major credit card companies to ensure the safety, security, and integrity of cardholder data. Any business that processes, stores, and transmits cardholder account data must comply with this complex new standard, and must be able to demonstrate that compliance through automated and manual audits of their systems. This white paper looks at the key challenges and requirements of PCI DSS as it relates to Microsoft Windows and Active Directory, and shows you how a third-party software solution can help with PCI compliance.
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More than 120 million people in the U.S. had personal data exposed in 2007 as identity theft reached record heights. That's according to research from the nonprofit organization the Identity Theft Resource Center (ITRC) which reported 446 separate breaches exposing 128 million records.
The data shows a more-than sixfold increase over its 2006 figures, when 312 incidents were recorded, involving more than 19 million individuals.
Another group, Attrition.org, shows 319 personal information data loss incidents in 2007 in its database, both in the U.S. and other countries.
Criminals can fraudulently use other another person's identity data to buy goods, take out loans, take money from savings accounts, and hire cars. That person has to recover from the loss and endure badgering by debt-recovery organizations and bailiffs.
In the U.K. in 2007 we saw:
- HMRC and Standard Life - 15,000 records exposed
- HMRC child benefit database - 25 million records lost
- HMRC and Countrywide Assured - 6,500 records leaked
- Northern Ireland Driving Agency - 6,500 records exposed
- Driving Standards Agency - 3 million records lost
This means that U.K. government agencies alone lost over 28 million people's identity data in 2007. Additional medical data records were lost due to NHS errors.
The number of new identity fraud victims contacting credit reference checking agency Experian continues to grow: 2,570 victims of identity fraud contacted it for assistance in the first half of 2007; a 68 percent year-on-year increase.
Helen Lord, Experian's fraud and regulatory compliance director at Experian, said: "The rate of identity fraud growth continues to be scary."
Identity theft criminals are being caught and punished. However, ITRC founder, Linda Foley, herself an identity theft victim, said: "Identity theft is like the never-ending story. It acts like an oil spill that spreads in yet another direction with the ocean currents and wind despite best efforts to contain it."