Why I never have problems with extended warranties

Comedian finds there’s nothing funny about the one that he bought

Standup comedian Dave Anthony has every right to find laughable the explanation offered to him by an extended-warranty company for not ponying up as promised when a used phone he bought for $120 stopped working for no apparent reason. Here's the relevant excerpt from an email sent to Anthony by Consumer Priority Service:     

"The service center technician has indicated that your product is beyond economical repair (BER) due to water/liquid damage found upon examination. Liquid damage does not necessarily mean that your product has been dropped or immersed in liquid or liquid has been spilled on it. Unfortunately, this type of damage may be caused by something as simple as high moisture content in the air or using your device on a rainy day. This type of damage is unfortunately not covered under you equipment's warranty."

Anthony's response?

"So, apparently I used my phone when the humidity was high. I can't imagine the failure rate of phones in Florida."

I can't either.

And, not to blame the victim here, but I also can't imagine why anyone would insure a purchase that cost only $120.

In fact, early on in my adult life - which means thirty-plus years ago now - I vowed to never pay a dime for an extended warranty of any kind, no matter the price of the item.

I never have. I've never regretted the no-extended-policy policy. I've saved a small fortune. And I've never had to swallow a bunch of malarkey like, "Sorry, but you used your phone on a rainy day."

Don't even try to convince me that I'm wrong on this one.

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